Your mortgage lender may not be the proper party to foreclose. This may give rise to a “produce the note” defense to either defeat the foreclosure action or get a favorable settlement. Good Neighbor Solution has been at the forefront of Mitigators raising this defense. We have successfully defeated attempts by mortgage lenders to enforce mortgages in bankruptcy.

Lack Of Note Defense

A promissory note could become invalid if: It isn't signed by both parties. The note violates laws. One party tries to change the terms of the agreement without notifying the other party.

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Lack Of Note Defense

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