GOOD NEIGHBOR SOLUTION
We're The Foreclosure Guys
Are you falling or have fell behind on your monthly mortgage payments? Have you found yourself delinquent on your loan? You are not alone. Millions of people have trouble with their mortgage every year but foreclosure can be prevented. We're here for you. Don’t be afraid or embarrassed to ask for help.
OUR SERVICES INCLUDE:
You are in default when you miss one mortgage payment or break your loan agreement in some other way, such as not having required insurance. The lender is usually not allowed to file a foreclosure lawsuit until you are more than 120 days late in paying your mortgage. Before they file a lawsuit for foreclosure in NJ, the lender must follow certain guidelines requiring them to give you loss mitigation options. Those options include loan modifications, which might have a change in loan terms including a reduction in the interest rate, an extension of time for repayment and allow you to start making your mortgage payments; short sales and deeds in lieu of foreclosures in NJ.
Before the lender is allowed to file a lawsuit for foreclosure in NJ, they must send you a Notice of Intention to foreclose. This Notice must be sent by regular and certified mail, return receipt requested, at least 30 days, but no more than 180 days, before they file the complaint. This Notice is the first process of the lawsuit. The Notice must contain various information including the reason for the default and how much you must pay to cure it (pay what you owe and stop the foreclosure).
Our Loss Mitigation Specialist listen to your story and gain a clear picture of your unique financial situation. We will discuss your options with you. Then we will develop an action plan that is tailored to solve your foreclosure problems and help you face the future with confidence and optimism.
Book Now!!!
_gif.gif)
Our Specialist
are waiting
